University of Iowa Community Credit Union (UICCU) in 500 Iowa Avenue

Customer Reviews about University of Iowa Community Credit Union (UICCU):

• ★ ★ ★ ★ ☆
  So far it has been a pleasant experience.
  By Paul Otteson, September 22, 2017
• ★ ★ ★ ★ ★
  I had hard time opening checkings account with other bank I have tried. Not having enough good score I was turned down, till I walked in UICCU. Eldon Snyder helped me open savings account, explaining to me who I can talk about getting my credit in order. Also that I can start my children's savings accounts. He helped me get my paperwork notarized too. Checking my account online is very easy and simple. Thank you.
  By Gorana Momcicevic, September 05, 2017
• ★ ☆ ☆ ☆ ☆
  Horrible business practices. They opened a checking account in my name and started charging me for having it. The issues I've had have all be resolved, eventually, but all in all its one of the shadiest businesses I've been to.
  By Ed R, July 09, 2017
• ★ ☆ ☆ ☆ ☆
  I am extremely disappointed. I went with a credit union in the hopes that they would be more understanding than a big bank, only to find I now face MORE FEES and charges than when I was with 5/3rd, and 5/3rd was way more understanding (but, I'll openly admit I haven't used 5/3rd in a few years, so their policies may have changed). I'm paid monthly, so the last days of the month are always scarce. I overdrew my account (and, BTW, never received a text message about this). Part of the problem is slow processing times (as reported by other people) and part, admittedly, is poor budgeting my me. My account was overdrawn for MAYBE 24 hours. I put in money, then was paid a day after that about $2,500. They insisted, since they had waived a fee earlier, that they could not waive this fee more than one a year (the fact that I put $ in as soon as I found out didn't matter). Also, if you use your debit card and don't use it as a credit card, you will be charged $1.25 for each transaction. I was told this, but forgot, until I got a $16 fee for using my debit card to access money in my account. I guess it didn't sink in to me that I could get fined for using my own debit card, even if I had $ in my account. They "waive" the first $10 of this, but if you forget, it doesn't matter. You're still screwed. I had been using my debit card all month to not add to my credit debt, not realizing I was going to hammered for this. Further, their overdraft "protection" is to pull $ from savings. Cool. But, they charge you $5 to move your own money from one account to another. At 5/3rd, this was free. I spent most of the last few years in China and UICCU makes Chinese banks look generous. As soon as I pay off my credit card, I'm out.
  By Matt McBride, March 28, 2017

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About University of Iowa Community Credit Union (UICCU) in Iowa City